When the time has come to consider assisted living or in-home care for your loved one, it can be difficult to determine which option will improve their quality of life and meet their unique needs. Assisted living and in-home care both provide benefits, and it’s important to understand what each option offers to make an informed choice for your loved one. We’re taking a look at both options to help you decide.
The assisted living senior living lifestyle balances support and independence. These communities are staffed by compassionate and caring team members who help your loved one maintain that balance by providing the level of care they need to live their best life.
Assisted living offers a variety of amenities and services, depending on what residents require, so each assisted living community is as unique as the residents who live there. These unique services and amenities mean that residents’ everyday responsibilities and worries are replaced by the joy and excitement of looking forward to new experiences.
Assisted living is ideal for older adults who:
Assisted living communities are filled with compassionate staff members who guide residents in maintaining the delicate balance between independence and support.
The cost of senior living depends on several factors, including amenities, lifestyle type, the care and services your loved one requires, and even the cost of living within the geographical area. Sometimes potential residents and their families overestimate the cost of senior living, which can make it feel out of reach. This is why it’s so important to understand the true cost of senior living.
Assisted living communities follow three main pricing structures. Here’s what you can expect:
There’s more to wellness than eating nutritious foods and staying as physically active as possible. Socialization is also a key component of wellness. Several health challenges can arise from social isolation and loneliness, ranging from depression and anxiety to decreased immune responses, higher risk of heart disease, and negative impacts on cognitive health.
Senior living communities recognize the positive effect that socialization has on a person’s well-being, so assisted living communities are designed around social opportunities. These communities increase social interaction by providing shared social spaces, common experiences, and bonding over meals at the dining table, all of which make it easier to keep up with old friends and start new friendships.
Assisted living communities offer on-site amenities to enrich residents’ lives, including:
Assisted living communities generally have team members on-site 24/7, which means your loved one can feel secure knowing that there’s always someone available to help when needed. In turn, you and your family can feel secure knowing your loved one has access to the care they need, when they need it.
Every person is different, and assisted living communities work hard to ensure each resident receives the best care possible, fine-tuned to their needs. Care levels include:
In-home care is provided in the home of your loved one. Caregivers provide a wide range of services tailored to your loved one’s unique needs so they can receive as much or as little support as necessary. In-home care may be an ideal option for older adults who are unable to live completely independently but don’t require the round-the-clock type of care provided in assisted living.
In-home care can help your loved one meet their care goals and provide support for the services they require, all within the comfort of a familiar environment.
In-home care can often cost less than assisted living, but it’s critical to ensure your loved one receives the appropriate level of care and the caregiver is properly trained. Keep in mind that not all home care providers may have the necessary credentials, so you’ll want to verify with the care company how they screen, train, and supervise their care providers. Also, make sure the provider can devote the necessary time to the care your loved one requires.
After verifying credentials and ability to meet the care requirement, it’s time to compare costs. Remember that home care service costs can quickly get more expensive because providers may charge by the hour and request an hourly minimum per day or week. Check with your loved one’s insurance company to see if they cover the cost of any of the services your loved one requires.
In-home care guarantees that your loved one will receive personalized, one-on-one attention. The provider will work with your loved one to create a personalized care plan based on their unique needs.
One of the appealing aspects of in-home care is the fact that your loved one can remain in a familiar environment. Although senior living communities provide many benefits, the transition from a current residence to a new place can be a big adjustment. With in-home care, your loved one may feel like they’re in an environment where they can retain as much control as possible.
You’ll need to take into account additional considerations when deciding between assisted living and in-home care. Let’s take a look at each of these in detail.
Paying for in-home care services may not seem unrealistic if your loved one only requires a few hours of assistance weekly. However, consider how those needs may change over time. For example, your senior loved one may need more support as their health changes, which will increase expenses.
Meals and snacks are usually provided with assisted living and are factored into the costs. In-home care providers can do grocery shopping or prepare meals, but this service is not always included in the hourly cost.
Assisted living communities provide transportation to and from appointments, and in-home care providers can also provide transportation services.
Assisted living communities have a variety of activities and amenities available, such as arts and crafts, fitness classes, and more. In-home care providers are more limited in what they can offer. For example, some providers may simply assist with daily tasks.
Consider your loved one’s health prognosis and how that may change over time. For example, if your loved one only needs a little help with ADLs and wants to stay in their own home, then in-home care is a feasible option. If they need more comprehensive support now or will need comprehensive support in the future, that may impact the feasibility of home care services months or years down the road.
Deciding between assisted living and in-home care can be tough because you want to make the best choice for your senior loved one. To guide you through this journey, we recommend exploring our guide to Understanding Senior Living Lifestyle Options.